Authorisation and market access
Most regulatory strategy starts with one question: does this activity need a licence, and if so, where should the business obtain it first? OJL Law answers it early and plans the route from first licence to international scale.
- Licensing and authorisation
- Applications to financial regulators, and the engagement that follows them.
- Perimeter analysis
- Whether a product or business model is regulated, and how to structure it if so.
- Cross-border market entry
- Sequencing licences and structure across jurisdictions, with local counsel coordinated.
- Change in control
- Regulatory approvals for investors, acquirers and targets.
Products and innovation
New financial products rarely fit existing rules neatly. OJL Law helps businesses design them so they can launch, and keep operating, within the frameworks that apply.
- Payments and e-money
- Licensing, safeguarding and distribution models for payment and e-money businesses.
- Digital assets
- Exchanges, custody, stablecoins and tokenisation, under the regimes emerging in major markets.
- Market infrastructure
- Trading venues, clearing and settlement, and the firms that connect to them.
- Technology and AI
- Outsourcing, operational resilience and the use of AI in regulated businesses.
Compliance and governance
Regulators look to the board. OJL Law builds the frameworks that let directors and senior managers answer for the business with confidence.
- Financial crime
- Anti-money laundering frameworks, sanctions compliance and risk assessments.
- Accountability
- Senior manager regimes, allocation of responsibilities and board reporting.
- Conduct
- Customer outcomes, disclosures and financial promotions.
- Systems and controls
- Policies, monitoring and the evidence supervisors expect to see.
Investigations, enforcement and wind-down
When a regulator starts asking questions, or a business needs to change course, the decisions made early shape everything that follows.
- Supervisory engagement
- Correspondence, information requests and supervisory visits.
- Investigations and enforcement
- Regulatory investigations, enforcement proceedings and appeals.
- Remediation
- Programmes that resolve issues and restore a regulator's confidence.
- Wind-down and insolvency
- Orderly exits, client assets and cross-border insolvency, alongside local counsel.